Monday, September 30, 2013


8:53 PM By


Does bad credit really equate to your skills as an employee? It seems this is where the South African Job market is at the moment. There are millions of people, extremely capable people who are skilled, maybe even multi skilled, and they just can’t get work in this country due to a bad credit rating against their name and that’s the unfortunate truth. Ironically, how does one pay up or fix their bad credit scores if they can’t get a job to earn the cash needed to pay up their debt?

Now don’t get me wrong, that in itself is not the only barrier here. It seems companies have now turned to the newly outsourced Human Resource Agencies to employ people rather than doing it internally. It seems like every graduate of any Human Resource certificate, Diploma or Degree now turns to the safety in numbers strategy by joining these agencies. Kudos to them! The problem however is that when these people interview any candidate they’re honestly thinking of the payoff should they get someone employed into whichever company they’re screening for.

At the end of the day money talks and that’s the God’s truth. I have sat at many of these interviews myself and one thing I’ve picked up consistently is that these Human Resource Agencies don’t really know much about the jobs they’re interviewing candidates for and it’s almost as though their eyes glisten with dollar signs in them and no real care for the person in front of them or the company they’re providing a service to.

So it’s money, money, money right? Isn’t that what makes the world go round? Now when these Human Resource Agencies see that you have the skill they will hunt you down but let them sniff out that you have bad credit, you can almost see the sadness and they give up. You realise deep inside you that you will never speak to any prospective company and no matter how you’d like to plea that door is now shut.

Perhaps companies in a country like this should have their own Human Resource / Personnel department who can determine for themselves a future employee’s worth based on their skill levels and not just their credit ratings. The dreadful South African job market and the huge amount of unemployed people should make government relook their strategies and reconsider whether or not bad credit should be a deterrent to anyone getting a job.

My question here is why not employ people regardless of their credit scores as you would be ignorant to believe that employees in any company don’t have bad credit themselves. Whatever reason anyone gives you for that would just be redundant. Perhaps when these Human Resource Agencies do their interviews and screw up their noses at you for having bad credit should flash their own individual credit scores and imagine the surprise then.... just a thought.


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